Xero + Marmalade = instant cash flow 

Never wait to be paid again. Cash-in any eligible unpaid invoice for a low processing fee. Forget financing, factoring, loans or any other debt. Free your cash flow and your business with Marmalade. 

Connect Marmalade


Marmalade creates cash flow, not debt

© 2021 Marmalade Group. All rights reserved

Connect your Xero account

Instantly connect to Xero and add Marmalade as your customer payment method.

View eligible invoices and the cash-in fee then select the ones you want.

Select your eligible invoices to cash-in

Your invoices get paid in full!

100% of the invoice value, less our fee, is paid into your account within 24hrs.

How Marmalade + Xero works

Simple low fees

Marmalade charges processing fees for your standard invoice payments or a small percentage of the invoice value when you cash-in


of total invoice value

Cash-in fees vary depending on the invoices selected and are always disclosed up front

from 3%


Direct Debit 

1% + $0.30

Credit or Debit card

1.75% + $0.30

Bank Transfer


"The days of waiting up to 60 or 90 days to be paid are over. Marmalade turns invoices into cash whenever I need it and has removed cash flow stress from my business forever!"

Steele Ryan - MD, Thor Building Products

Connect Marmalade
Try Xero for Free

Xero is world-leading online accounting software built for small business

How to integrate Marmalade with Xero

Try Xero for Free

●  Get a real-time view of your cashflow. Log in anytime, anywhere on your Mac, PC, tablet of  phone to get a real-time view of your cash flow. It’s small business accounting software that’s simple, smart and occasionally magical.

●  Run your business on the go. Use our mobile app to reconcile, send invoices, or create expense claims - from anywhere.

●  Get paid faster with online invoicing. Send online invoices to your customers - and get updated when they’re opened.

●  Reconcile in seconds. Xero imports and categorises your latest bank transactions. Just click ok to reconcile.

Marmalade's Xero integration enables you to simply add Marmalade as a payment method to your invoices,  automatically export them into Marmalade for cashing-in and reconciling all payments back to Xero

Watch the video